Residential Mortgage Products & Services
Given the vast number of mortgage products and options available today, shopping for a mortgage sometimes can be overwhelming and confusing for consumers. I will provide you with a comprehensive source of information and expert advice that will help you build a mortgage blueprint that fits your financial needs and long term financing goals. With access to various mortgage lenders, we shop the market on your behalf for the lowest mortgage rates and offer you mortgage solutions that best suit your unique needs.
Use the equity you already have in your home to lower interest payments on bad debts and reduce payees.
First Time Buyers
Let us help you with one of the biggest financial and lifestyle decisions you will make with a review of your mortgage tions to find what suits your needs.
Home Equity / Renovations
Want to turn your home into your dream home? Consider using your home equity to access the money you need to make your dreams come true.
Investment properties come in many shapes and sizes. If you’re looking to invest in a second piece of property, we can help.
Purchasing your home is one of the most important investments you will ever make.
Getting Pre-Approved for a mortgage is the best first step you can make when buying a home.
Flexibility is the key when owning a home and having the ability to port your mortgage from home to home if you need to relocate can be a huge advantage.
It’s most likely that your current lender will offer you a rate that is not the best one on the market. We’ll show you how to obtain the best rate and options for your unique situation.
New To Canada?
Now that you’re ready to settle in Canada, we have mortgage and real estate info to help you make decisions to find a safe, affordable home.
Repair Your Credit
Does your credit rating need some repairing? Sometimes things get out of control…the worst thing you can do is do nothing.
Entrepreneurship is not always rewarded when it comes to mortgaging your next home. We have some smart options for self-employed professionals to suit your needs.
Whether your vacation home is a condo in the city or a cottage at the lake. With a variety of lenders and financing options available we can help you get the vacation home that suits your needs.
*Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.
Life insurance is an effective and promising way to protect you and your family’s financial future. It works by providing you and your beneficiaries with a tax-free payment upon your death, and should be determined based on your current circumstances and needs.
Having Critical Illness insurance is a helpful way to ebb the harrowing reality of facing a life-threatening illness. With so much to consider – from day-to-day needs to making sure you are effectively taken care of – our insurance plan is designed to take some of the stresses off of your shoulders.
A serious disability can derive from a number of causes, including injury, mental health and more. If you ever suffer from a debilitating disability that renders you unable to earn an income, disability insurance will replace a portion of your income, helping you towards maintaining the lifestyle you had before the incident.
Visitor to Canada
Max Mortgages offers Canadian visitors a flexible and affordable insurance plan to make sure your plan to Canada goes unhinged. Our plans will protect those against the cost of unexpected emergencies, trip interruptions and more, and are available for purchase before you enter Canada.
Super Visa Insurance
If you’ve got family in Canada, the new Super Visa makes visiting the country easier than ever before. The visa allows those with family members in Canada to remain in the country up to 24 months (2 years) at a time without having to get a renewal. The visa allows for a single, or multiple-entries into the country, and is valid for 10 years.
A registered retirement savings plan (RRSP) is a personal savings account that comes fully equipped with tax benefits. RRSPs are such a great tool for saving money since all of your contributions are tax deductible, and because the taxes on any investment growth are delayed until you take money out. A registered retirement savings plan can also have a number of qualifying investments, including treasury bills, mutual funds, and much more.
RESP a registered education savings plan (RESP) is a great option to consider when saving for a child, or grandchild’s post-secondary schooling. There are two different types of RESP available: a family plan, which allows people to name more than one beneficiary, and a specified plan, which allows for one beneficiary.
A tax-free savings account (TFSA) is a flexible investment account that is designed to help you save money. With it, you can save up to $5,500 a year without having to pay taxes on the investment growth. Having a TSFA is perfect for saving for both long term and short term goals as you get tax-free earnings, tax-free withdrawals, and the ability to put back any money you take out.
A guaranteed investment certificate (GIC) is an investment that guarantees you 100% of the original amount that you invested. They stand as one of the safest investments that you can make as you are receiving a guaranteed amount of interest for a guaranteed amount of time.
High Interest Savings account
A high interest savings account offers a higher interest rate than what is available with a regular savings account. The account has no minimum or monthly fees, free fund transfers and convenient access.